Looking through this thread more thoroughly, it really does seem as if many people are only recently becoming aware of the conceptual framework of insurance generally. Yes, in any insurance system, the healthy effectively pay for the sick, the safe pay for the reckless, and the stable pay for the instable.
I don't mean you have to agree with this system, mind you. But some people seem to be saying it out loud as if it's a new idea, and if by bringing it to light I will respond, "oh my goodness, I never knew about this! How have I been played for a fool for so long?" Yes, I know I'm paying for old sick people. In various ways, I'm also paying for bad drivers and the financially irresponsible. I'm paying for obese people. I'm paying for roads I will never drive on and street signs I will never see in distant parts of my state. I am paying for the education of people I will never meet and for the upbringing of children I will never know.
Yes, I knew about this, and I am fine with it, because that is the purpose of a society.
It's the "fuck you got mine" mentality. People don't see the larger scope of full coverage for everyone and what what would entail. Everyone paying into insurance would lower costs for everything else in the long run. But people want an immediate effect and gratification. Also the idea that you're helping other people can be very uhm... Distasteful(?) for some?
Its the same reason why people bitch about sick leave and people "taking advantage" over it. When sick people stay home or go to the doctor and get it taken care of, it means less sick people getting other people infected and making the entire workplace suffer in productivity.
I think its all about Loss Aversion too. People who can afford it think they are getting the raw deal when they see other's needing assistance. Forgetting the fact that they're already advantaged in every other way. It's the whole Lucky Ducky comics brought to life.
Also its about short term thinking. People think to themselves "It's bullshit my premiums are higher than older people, and I'm healthier than older people so why should I have to pay so much" and don't realize that they too will be old one day. But then again, I guess everyone that thinks that is an Ubermencsh Adonis and will never suffer anything ever and would flat out refuse any sort of assistance if they need it.