Are folks really going to argue that the Heat is some loaded team? Ray Allen is Ray Allen in name only, Wade's body is broken right about now, you have Haslem who isn't exactly a young buck, Mile Miller who is really playing quite well all things considered.
Chalmers and LeBron are pretty much the go to guys atm since Bosh refuses to play the inside game. I know it's memesque to argue that LeBron need help but atm he really does. This team isn't the same team that he signed up for a few years ago. It's like arguing that te 1991 Lakers were a suped up team just because they had Magic, Worthy, and Vlade with Scott. Of course a couple of their key players were injured.
Just because a team has many big name players doesn't mean the players are as good as their name portrays.