The Lumia 735 is a midrange device and comes with it. The M5 doesn't have it, because Sony doesn't care for wireless charging. The Z3 has it via their $70 flip case and that's it.
Well, yes, but Lumias are in a class of their own. Which is why I want one badly, but I can't see myself paying what will undoubtedly be a huge price for the 950. So unless MS partially reverses their stance on midrange devices, or the Chinese pick up slack in this area, I'll probably remain stuck with Android.
Fingerprint scanner is really cool, saw it in action on a workmate's 5S, but I'll forego it if it keeps the price solidly in non-premium range without making compromises regarding camera, hardware or screen quality.
As for the tier system, I definitely want waterproofing and SD support. Phones are expensive here, particularly when compared to my monthly income, and tech support are a bit cunty about "user-dependent damage". I'd rather not fry my phone because I got caught in a sudden downpour without an umbrella, like a mate of mine did with his brand new Desire 826. And despite dev support for cards becoming shittier recently, I'd rather not have World of Tanks Blitz or Hearthstone download ~3 GB to the internal memory.