It's way beyond just student loans. Young people can't afford the rising costs of everything and it has been that way for quite some time. People without student loans also find it difficult.Want to know why a lot of young people cannot have a single income family, why both parents have to work? At then end of 2024, 43 million Americans owe 1.6 trillion dollars in federal student loans.
https://www.cnbc.com/2025/03/17/average-student-debt-balance-in-every-state.html
I would also look to, "Will my degree get me a job to help pay off my student loans?"
Note: I am using "you" in the following not as a personal attack but using "you" as just a generality.
My thought is this, and I might be biased since I have a kid in college, I just graduated myself, with another kid who will be going in 4 years. If you are going to go to college, make sure you are going for the right reasons. It is your responsibility to pay off that loan, not the government's, not the tax payers', you. Can't find a job with your degree? Work something else until you can. Did you plan well when getting your degree? Well that is also on you. No one put a gun to your head saying got to college. Did you have to go to that $36k per year school when you could have went to community college the first 2 years to knock out the bs classes?
I am not trying to sound cold or mean but these people knew what they were signing up for and it is their responsibility to plan and pay accordingly.