What type of programs would you use an SSD for? I'm trying to get a better understanding of its use-case. OS is a given, Media files and documents are a no go, and programs that are relatively fast already like word processors don't benefit much either. What type of programs and files would actually result in a performance increase? With my current view of things, why would you ever need more than 120GB, especially given their reliability is suspect?
Most people? Not a whole lot.
But I have a lot of programs from Adobe and things like game engines or programming environments. Having most programs boot faster makes it worth it for me, I would probably also put a word processor on there if I would have the space (I only have 64 GB and need to upgrade).
It is also handy because I boot up way too many programs when I start up my PC (Spotify, Steam, Chrome, D3DOverrider and a whole lot more). Would go faster if I could put them all on my SSD.
I doubt many people would need a lot more than 120GB, and very few more than 250GB if you have a HDD besides that of course. But it is a nice convenience. And then you can also keep your games on there. Even when I would not consider it the best use of a SSD, it still has its benefits.
Also I don't agree with their reliability being worse, HDDs don't have the best reputation with that anyway.