Gotcha, thanks.
So if you got the base 6 and split the price up over 2 years, you'd be paying $57 per month compared to the $68 per month (splitting the $199 with contract price over 2 years) that I'm paying.
Not a bad deal, although I was expecting something a lot cheaper given how adamant so many off-contract people are about staying that way.
I do realize it also gives you more flexibility to change carriers, etc.
What about talk time and texts? How much of those do you get?
Also, you still have to average out the price of the off-contract phone over those 2 years (see the math above...£15 == $24 so it's pretty close to Seth C's example)