So, how much am I actually missing by just going with the initiate pack? Are the other packs worth the money?
Well you missed the initial name claiming rush, so that goes down in value a little. The titles mean nothing to me so there is no value there. I am an alt-aholic so extra character slots do have value to me. The Ncoin included already states its value. I'm not sure how much a premium membership costs, but lets be on the safe side and say it is a $10 value. The basic booster pack seems like nothing to me, but the master's one has the extra bag slots which increases the value and then you have the extra character skin/weapon skin.
Really rough estimates on the masters pack:
Name claiming: ?
Titles: ?
Headstart: ?
Premium Points: 0 (no idea how to value these)
90 day membership: $30
Extended Booster Pack: $10 (might be worth more because I have no idea how much 50 bag slot increases are worth/how much the keys are worth)
2 Character alteration vouchers: $20 (Guessing these are going to go for about $10 a piece)
5 Extra Character slots: $25 (Probably at least $5 a slot)
7200 Ncoin: $90
Costume/skins/w/e: ?
The "?" are basically whatever that is worth to you I can't even guess a piece because some people value things differently, specially names. Everything else adds up to $175 for 130~ after tax. It could be worth a little more or worth a little less depending on how well I guess the prices of things. It could be worth less if you don't care about 5 character slots and think you'll only need 1-3 slots.
If you want all of the above I think it is worth it.