I wouldn't mind if everybody took the lower team approach and forced things to get competitive (not just between users, but also the CPU). Teams from the MAC, WAC, Conference USA, few from Big East, and the Sun Belt, for example. If Ando wants North Texas, that's great. He's a good player so I'm sure he'll be competitive with them. Surely he won't score 60 or 70, I assume, but that's for the better.
As I said before, I have thought about switching to LA Tech or some school with 2 stars or so.
In my offline Dynasty, I'm using Western Michigan. I am hoping to get a BCS Conference Invite soon.