I have insurance and I'm just warning that a lot of people aren't going to qualify for Obamacare, even though they may think they will. But, I can understand if some one is young, has a crappy job, and is struggling to pay for rent may want to risk being uninsured for a few years to save a few thousand bucks a year (not that I personally would do that). Obamacare simply makes that decision for such young people for them, while not having any meaningful benefit, since, the high premiums will likely be unaffected, or if like Mass, rise considerably.
Well this is just straight incorrect. Young people already have an advantage on the Affordable Care Act because they can stay on their parents plan until they are 26 years old. And some kids that have what insurance companies called "pre-existing conditions" like asthma will be able to get insurance now.
And in respect to the insurance premiums cost increasing in Mass since Romney's heath care bill past check this out.
REPORT: Massachusetts Premium Growth Declined After Passage Of Romneycare
By Igor Volsky on Feb 27, 2012 at 12:02 pm
Fred Bauer has poured over the new health care data in John F. Cogans, R. Glenn Hubbards, and Daniel P. Kesslers The Effect of Massachusetts Health Reform on Employer-Sponsored Insurance Premiums report and points out that health care premiums in the Bay State have grown at a lower rate since the passage of Massachusetts signature health care law in 2006.
Relying on data for average health-insurance premiums from the federally sponsored Medical Expenditure Panel Survey (MEPS), this report suggested that, up until 2008, these reforms led to a relative increase in health-insurance premiums. But new numbers through 2010 shows that Massachusetts health-insurance premium growth declined relative to the nation as a whole in the years since Romneycare has been enacted:
Increase in employer-sponsored family premiums 2002-2006: MA: 40%; US: 34.50%
Increase in employer-sponsored family premiums 2006-2010: MA: 19%; US: 22%
Increase in individual premiums 2002-2006: MA: 32.70%; US: 29.10%
Increase in individual premiums 2006-2010: MA: 21.70%; US: 20%
While its difficult to know how much of the decrease can be attributed to the Massachusetts law which focused on expanding access rather than controlling costs (versus decline in utilization as a result of the recession and other factors), the very fact that the law did not meet the doomsday scenario of critics and cause premiums to skyrocket is significant. (In fact, Massachusetts had the third-lowest average family premiums in New England by 2010, Bauer notes).
Ezra Klein notes that we may already be seeing a very similar trend with the Affordable Care Act, which grew out of the Massachusetts experience. The latest spending projections found a $275 billion (5.6 percent) reduction [in health care spending] for 2020, compared with pre-reform estimates. Moreover, that projection represents a cumulative reduction of $1.7 trillion over the 10 years from 2011 to 2020. The numbers suggest that providers may be becoming more efficient in preparation for the ACAs reductions in Medicare reimbursements and updates.
###################
Why fight against the facts? Yes while the health care insurance in your state is still going up, it's going up at a slower rate overall relative to the whole country. And if you project it out to say 2015 (and without the ACA passing federally), Mass would probably blow the nation out the water when it comes to slowing premium increases.