I have a few questions about the healthcare signups that I am looking for an outside perspective on, hoping some people here can help me out. Sorry if this gets lengthy.
I just finished going through the application process (I had a bunch of issues going through the process/website in jan, early feb, partly due to website and partly due to Ohio being indecisive and bad, I think) and have selected a plan. It tells me my plan will start when I make my first premium payment and then will kick in in about a month.
I am job hunting at the moment, and have an interview in a week and hopefully one or two more within a few weeks (leads through friends, so fingers crossed). So my questions are:
- If I get this job, can I cancel the insurance through the marketplace before it goes into effect May 1?
- Can I just delay paying that first premium until I know if I get the job or not?
- If I do delay making the payment, that will push the start date back, correct?
- And finally, if I delay making the payment beyond March 31st, am I even going to be able to get the insurance at all or what exactly is deadlined by this deadline?
Thanks in advance for any clarity you can provide, just a few things I am worried about as I go through this. Kicking myself for not just getting this thing done earlier/being so horribly god awful at job-hunting.