The only thing Destiny should learn from the Division is having (optional) matchmaking for almost everything. That's it. Bungie could be more fair with loot drop as well but whatevs.
The loot drop rate really isn't that different thus far. people forget that early on in the game destiny always gives you stuff that you can use that is better than what you had, it's legendary drops and exotics that don't seem to drop in great supply once you hit level cap.
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I miss my old IB cloak -